1) Human Resource Policy for PACS – Operational Guidelines for Implementation
1) Human Resource Policy for PACS – Operational Guidelines for Implementation
2) Report of the Committee to formulate Human Resource Policy for PACS
3) Impact of cooperative credit on small and marginal farmers and other weaker sections of the society -A study of selected districts in Karnataka & Orissa (1980)
4) Recommendations of the Committee to Review Arrangements for Institutional Credit for Agricultural and Rural Development-A Comment
5) A case study of a farmer's service cooperative society.
6) Success story of Primary Agricultural Co-operative Societies - A select study in Kerala and Punjab / M.V. Kad (1986)
7) Impact of Cooperative Advances on Weaker Sections / K. K. Gupta (1986)
8) Short Term Cooperative Credit Banking - Some Basic Issues / B. Subrahmanyam & K. Sudhakar
9) Towards Rural Savings Mobilisation / B. Subrahmanyam (1988)
10) Rural Savings Mobilisation through Agricultural Cooperative Societies - An Evaluation / B. Subrahmanyam & M. Dharma Reddy (1988)
11) Cooperative Rural Credit Delivery System in India : With Particular Reference to the Case of Integration in Andhra Pradesh / B. Subrahmanyam (1989)
12) Computerisation in Short Term Cooperative Credit Institutions.
13) A note on cash credit system in Punjab / M. V. Kad (1988)
14) Report on the European Cooperative Movement (United Kingdom, France, West Germany, Italy and Greece) / M. V. Gawali
15) A Paper on Planning for financing farm and non-farm activities recoveries at the level of Primary Agricultural Credit societies.
16) Sub-Committee report on integration of short term and long term credit structure.
17) Guidelines to micro-level credit planning in short- term cooperative credit structure, with reference to Service Area Approach / B. Subrahmanyam (1990)
18) Primary Agricultural Credit Societies: A Statistical Profile/ B.Subrahmanyam(1990).
19) Success and Failure of Women Cooperatives Karnataka-Status Report (1991)
20) Large-sized Multi Purpose Cooperative Society-B. R. Billa Mysore : A case study (1991)
21) Bijapur District Women's Multi Purpose Co-operative Society Ltd. Bijapur : A Case Study (1991)
22) Fisher Women’s Cooperative Society Ltd. Malpe: A Case Study (1991 )
23) Shree Sharada Mahila Cooperative Bank Ltd. Tumkur : A Case Study (1991)
24) Kiresur Dodda Pramana Pattina Prathamika Vyavasaya Seva Sahakari Sangh Niyamite , Dharwad District: A Case Study (1991)
25) Priyadarshani Mahila Consumer's Cooperative Society, Ballary : A Case Study (1991)
26) Bangeshpura Vanita Women's Producer's Cooperative Society Ltd. Arasikere Hassan : A case Study (1991)
27) Dharwad District Women's Multi Purpose Cooperative Society Ltd. Dharwad : A Case Study (1991)
28) Women's Multi Purpose Industrial Cooperative Society Ltd. Bangalore ( 1991 )
29) Kalmodika Vanita Seva Sahakari Sangh Puttur (1991)
30) Role of State Cooperative Banks in IRDP Finance
31) Rural Housing Finance by Cooperative Banks-A study in the state of Kerala / M. V. Gawali
32) Working of the Scheme of Life Insurance Cover to the borrowing farmer members of the PACS in the State of Guiarat and Madhya Pradesh-An assessment of the Scheme / V. R. Phadke
33) Short Term Cooperative Credit Structure in North Eastern Region / B. Subrahmanyam (1990)
34) Draft Report on the Advancement of Women in Indian Cooperatives with special reference to Karnataka (1991)
35) Women and Cooperatives in Gujarat: A Status Report (1991).
36) Empowerment of Women In Cooperatives and other economic activities - Main issues and strategies (1991)
37) Legal, Administrative and Financial action programmes for Empowerment of women in Cooperatives / V. B. Sabins (1991)
38) Summary record of discussions of the preliminary workshop on Advancement of Women in Indian Cooperatives held at New Delhi (1991)
39) Deposit Mobilisation in Nainital District Central Cooperative Bank Ltd. -A Case Study / B. Subrahmanyam (1991)
40) Short Term Cooperative Credit Institutions: Some Critical Issues -A discussion paper / B. Subrahmanyam (1991)
41) Impact of Pilot Project on Strengthening of credit delivery system in PACS/DCCBs / B. Subrahmanyam (1991)
42) Progress and Problems of Short Term Cooperative Credit Institutions -A Paper by B.Subrahmanyam (1992)
43) A paper on "Short Term Cooperative Credit Institutions : Problems areas and Suggestions" / B. Subrahmanyam (1992)
44) Data on Scheduled Caste and Scheduled Tribe Members of Primary Agricultural Credit Societies / R. H. Singh (1993)
45) Review of Disbursement of Short Term Agricultural Loans for Rabi and Kharif Crops -1991-92 & 1992-93 / R. H. Singh (1993)
46) New Economic Policies and Cooperatives / B. Subrahmanyam (1994)
47) Development Action Plan of Mizoram Cooperative Apex Bank Ltd. (1994)
48) Development Action Plan of Nagaland State Cooperative Bank Ltd. (1994)
49) Development Action Plan of Arunachal Pradesh State Cooperative Apex Bank Ltd. (1994)
50) Development Action Plan of Tripura State Cooperative Bank Ltd. (1994)
51) Role of State Cooperative Banks in the Development process / B. Subrahmanyam (1994)
52) Review of disbursement of Short Term Agricultural Loans for Rabi and Kharif Crops 1993-94 / R. H. Singh (1994)
53) Compendium of NABARD Circulars on Credit Authorisation Scheme (1994)
54) Viability of the Cooperative Rural Credit Institutions / B. Subrahmanyam (1995)
55) Project profile for proposed Sikkim State Cooperative Bank. (1995)
56) Enhancement of Loan Recovery and Collateral substitutes in Short Term Cooperative Credit Institutions/ B. Subrahmanyam (1996)
57) Short Term Cooperative Credit Institutions -An issue paper for discussion / B. Subrahmanyam (1996)
58) Short Term Cooperative Credit Institutions -An issue paper for consideration by Working Group on Agriculture Credit and Cooperation constituted by the Planning Commission of India / B. Subrahmanyam (1996)
59) Regional Disparity in the Development of Cooperative Credit Institutions / B. B.Subrahmanyam (1996)
60) Model Byelaws of proposed Sikkim State Cooperative Bank / B.Subrahmanyam (1996)
61) State Cooperative Banks in the Liberalised Economy/ B. Subrahmanyam (1996)
62) Issues for Consideration by Reserve Bank of India -Discussion Paper / B. Subrahmanyam (1996)
63) Note on Short Term Cooperative Credit Institutions / B. Subrahmanyam (1996)
64) Assessment of Income from Investments by Cooperative Banks -Working Paper / B. Subrahmanyam (1996)
65) Performance of Primary Agricultural Credit Societies (districtwise) in Madhya Pradesh during 1992-93 to 1994-95 (1996)
66) Rural Employment and Cooperatives / Moinul Hassan (1997)
67) Report on the Performance Analysis of the Tamil Nadu State Apex Cooperative Bank Ltd. / K. Sudhakar (1997)
68) Cooperative Credit Structure -A perspective for 2000 A.D. – B. Subrahmanyam (1998-99)
69) Study on Recovery of overdues and Recycling of funds in Nagaland State Cooperative Bank (1998-99)
70) Study on Organisational Setup, Staffing Pattern, Manpower Development in the Short Term Credit Structure in Nagaland (1998-99)
71) Report of the Second Meeting of the Regional Cooperative Credit Structure in the North Eastern Region - A Report (1998-99)
72) Cooperative Movement and the Short Term Cooperative Credit Structure in the North Eastern Region – A Report (1998-99)
73) A Peculiar Quiz on Cooperative Credit and Banking Institutions – (Questions and Answers) / B. Subrahmanyam (1999-2000)
74) Concept and Computation of Prime Lending rate by Cooperative Banks / B. Subrahmanyam, N. N. Joshi, P. C. Vyas & B. Kanaksabai (1999-2000)
75) Study on Sridharpur Cooperative Bank: its activities : Lessons to be drawn / Ashok Bandyopadhyay (1999-2000)
76) Strategies for development of viable PACS: A perspective of the Past, Present and Future / B. Subrahmanyam (1999-2000)
77) Study on Organisational Setup, Staffing Pattern, Manpower Development in the Short Term Cooperative Credit Structure in Jammu and Kashmir (1999-2000)
78) Cooperative Credit and Banking Institutions – A Case of Utter Neglect – Report of the Working Group (1999-2000)
79) A paper on Fitness of Rural Financial Institutions in the context of financial sector reforms and utmost need for professionalised management / B. Subrahmanyam (1999-2000)
80) A paper on challenges before the Rural Financial Institutions and the strategies for the future / B. Subrahmanyam (1999-2000)
81) A note on observations on the Recommendations of the Task Force to study the Cooperative Credit System and suggest measures for its strengthening (2000-2001)
82) Revitalisation of Non-viable / Weak Cooperatives / B. Subrahmanyam (2000-2001)
83) Statutory Reforms – Need for re-look into the existing State and Multi-State Cooperative Societies Acts and Adoption of essential features of Model Act / B. Subrahmanyam (2000-2001)
84) Progress, Performance, Problems and Trends in Cooperative Credit and Banking Institutions / B. Subrahmanyam (2000-2001)
85) Cooperative Policy, Development and Legislative Reforms (Based on Second critical study presented during ICA Regional consultation held on July 01-05, 2001 at Teheran, Islamic Republic of Iran).
86) Report on the Joint Committee on Revitalisation Support to Cooperative Credit Structure - our view point / B. Subrahmanyam (2001-2002)
87) Cherish or Perish : Need for specific action towards Long Term Cooperative Credit Structure / B. Subrahmanyam (2001-2002)
88) Model Investment Policy for Cooperative Banks prepared by the Committee setup by NAFSCOB.
89) Discussion Paper - Issues for discussions with Shri P. B. Mathur, Executive Director, Reserve Bank of India.
90) Delayering of Cooperative Credit System / B. Subrahmanyam (2001)
91) Measures to ensure identified SCBs/DCCBs to recomply section 11(1) of Banking Regulation Act, 1949 (AACS) - A Report (2002-2003)
92) Self Regulation and Internal Control System - are they effective? / B. Subrahmanyam (2002-2003)
93) Cooperative Credit and Banking Institutions in India / B. Subrahmanyam (2002-2003)
94) Review of disbursement of S. T. Agricultural Loans for Rabi and Kharif crops by SCBs during 2002-2003. (2003-2004)
95) Lending Agricultural Cooperative Credit at Nine Percent - A view point of Agricultural Cooperative Credit Institutions./ B. Subrahmanayam (2003-2004)
96) Review of disbursement of S. T. Agricultural Loans for Rabi and Kharif crops by SCBs during 2002-2003. (2003-2004)
97) Measures for Strengthening Cooperative Credit and Banking Institutions - Memorandum has been submitted to Shri Rajnath Singh, Hon'ble Union Minister for Agriculture on July 23, 2003 at New Delhi. (2003-2004)
98) Autonomous Cooperatives- A Report based on the study visits to Norway, Sweden, Finland, Denmark and Germany September (2003-2004)
99) Measures for Strengthening Cooperative Credit and Banking Institutions - Submitted to Parliamentary Standing Committee on Agriculture (Study Group - II) on 24.05.2003. (2003-2004)
100) Issues for discussions with Reserve Bank of India - 18 September, 2003. (2003-2004)
101) Delayering of Cooperative Credit System: An obstacle for prosperity & Nation Building. / B. Subrahmanyam (2003-2004)
102) Public Relations in Short Term Cooperative Credit Structure - Suggestions. B. Subrahmanyam (2003-2004)
103) Corporate Governance in Banks. / B. Subrahmanyam (2003-2004)
104) The Banking Regulation Act (Amendment) & Miscellaneous Provisions Bill, 2003 - Why are we scared? (2003-2004)
105) The Banking Regulation Act (Amendment) & Miscellaneous Provisions Bill, 2003 - Views and Suggestions. (Memorandum Submitted to Parliamentary Standing Committee on Finance) / Ashok Bandyopadhyay (2003-2004)
106) Problems and Prospects of Cooperatives in the Backdrop of Economic/Financial Sector Reforms./ B. Subrahmanyam (2003-2004)
107) The Banking Regulation (Amendment) & Miscellaneous Provisions Bill, 2003: Death knell for the Cooperative Credit System / Ashok Bandyopadhyay (2003-2004)
108) Cooperative Credit and Banking Institutions in India - Reforms Scenario. B. Subrahmanyam (2003-2004)
109) Review of disbursement of S. T. Agricultural Loans for Rabi and Kharif crops by SCBs during 2003-2004. (2004-2005)
110) Farm Credit Package announced by Govt. of India – Some Issues/ B. Subrahmanyam (2004-2005)
111) Overview of the Indian Cooperative Movement: 1904-2004 Retrospect and Prospect-Cooperative Agricultural Credit./B. Subrahmanyam (2004-05)
112) Evolution of Cooperative Movement / Legislation. /B. Subrahmanyam (2004-2005)
113) Reforms Initiative: Vision for Autonomous and Competitive Cooperatives. B. Subrahmanyam (2004-2005)
114) Status Paper on Short Term Cooperative Agricultural Credit Structure. B. Subrahmanyam (2004-2005)
115) New Financial Package pertaining to flow of Rural Credit – A Viewpoint B. Subrahmanyam (2004-2005)
116) Cooperatives – Proposed areas for constitutional Amendments. /B. Subrahmanyam (2004-2005)
117) Task Force on Revitalisation of Cooperative Credit Insitituions (Prof. A. Vaidyanathan, Chairman – TOR wise view of NAFSCOB (2004-2005)
118) Credit: Deposit Ratio and Short Term Cooperative Credit Structure – Suggestions and Observations. /B. Subrahmanyam (2004-2005)
119) Corporate Governance in State Cooperative Banks and District Central Cooperative Banks. /B. Subrahmanyam (2005-2006)
120) Rural Cooperative Credit Institutions still Allowed to be unhealthy. / B. Subrahmanyam (2004-2005)
121) Status and Development of Conductive Policy Environment and Regulatory Framework for Rural Finance.
122) National Commission on Credit and Cooperative - A View Point.
123) Rationalisation on Interest Rate Structure for Cooperative Credit Institutions./ B.Subrahmanyam (2006-2007)
124) Common Minimum Programme of United Progressive Alliance on Rural Cooperative Credit System- A Reform Initiatives./ B. Subrahmanyam ( 2006-2007).
125) Policy Environment & Regulatory Framework for Indian Rural Cooperative Credit Delivery System. B. Subrahmanyam (2007-08)
126) Short Term Cooperative Credit and Banking Structure in India- A SWOT Analysis/
B. Subrahmanyam (2007-08)
127) Socio-Economic and Banking Scenario in North Eastern Region- A Status Paper (2008-09)
128) Consolidation of Cooperative Banks: Necessary for Survival?! (An article in NAFSCOB Bulletin)/ B. Subrahmanyam(2008-09)
129) Impact of Climate Change on Agriculture (An article in NAFSCOB Bulletin)/ B. Subrahmanyam (2009-10)
130) Gujarat State Cooperative Bank Ltd.: A Profile (An article in NAFSCOB Bulletin)(2009-10)
131) ADWADRS - 2008: Implementation and Implications in Maharashtra : A Study Report / J. S. Hanamashetti.
132) Gujarat State Cooperative Bank Ltd.: A Profile 2010.
133) Impact of Climate Change on Agriculture-2011.
134) Performance Analysis of State Cooperative Banks in India: with special reference of Maharashtra State Cooperative Bank Ltd. – B. Subrahmanyam (2012)
135) Rural Cooperative Credit Delivery & Banking Institutions: Towards Building a Better World - B. Subrahmanyam(2012)
136) Indian Cooperative Banks and Global Financial crisis - B. Subrahmanyam(2012)
137) Rural Short Term Cooperative Credit Delivery & Banking Institutions: Towards Building a Better World – June, 2013.
138) Short Term Cooperative Credit Structure for Socio-Economic Resurgence – October, 2013.
139) Role of Agriculture Cooperatives in Support of Food Security in India -2014.
140) Efficacy of Existing Structure of Short-Term Agricultural Credit Sector vis-à-vis Globalisation -2014.
141) Role of National Federation of State Cooperative Banks-2015.
142) Financial Inclusion and Cooperative Banks - 2015.
143) Social Banking in India – Role of Rural Cooperative Credit and Banking Institutions – 2015.
144) Role of Rural Cooperative Credit & Banking Institutes in Mitigating Agrarian Distress – Bhima Subrahmanyam (2015).
145) Impact Assessment of Kisan Credit Card with Special Reference to Farmers in Ernakulam District, Kerala (2015).
146) Performance of Rural Cooperative Credit and Banking Institutions in India- 2016.
147) Regulatory Mechanism for Short Term Cooperative Credit and Banking Institutions-2016.
148) An Impact Assessment of Interest Subvention Scheme of GOI in Short Term Cooperative Credit Structure (2016).
149) Roadmap to Enhance the Share of Cooperatives in Agricultural Credit – A Report of the Internal Committee by NAFSCOB (2017).
150) Fraud Monitoring System in Financial Cooperatives in India(2020)